{"id":4466,"date":"2021-09-06T12:29:25","date_gmt":"2021-09-06T10:29:25","guid":{"rendered":"https:\/\/rmgroup.com\/2020\/11\/20\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\/"},"modified":"2021-09-15T13:26:52","modified_gmt":"2021-09-15T11:26:52","slug":"emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier","status":"publish","type":"post","link":"https:\/\/rmgroup.com\/de\/2021\/09\/06\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\/","title":{"rendered":"Emprunts hypoth\u00e9caire \u00e0 long terme, quelle maturit\u00e9 privil\u00e9gier?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p style=\"text-align: left;\">Depuis d\u00e9but 2015 et l\u2019intervention de la BNS, le taux d\u2019emprunt interbancaire \u00e0 court terme (Libor) s\u2019est durablement \u00e9tabli aux alentours de -0.75% entrainant les taux \u00e0 long terme (Swaps) vers des niveaux historiquement bas. Pour m\u00e9moire, un taux de swap repr\u00e9sente le consensus de march\u00e9 sur la moyenne des taux Libor qui pr\u00e9vaudront pour une dur\u00e9e d\u00e9termin\u00e9e. A titre d\u2019illustration, un taux de swap 10 ans \u00e0 0.17% implique que le march\u00e9 anticipe un Libor moyen de 0.17% au cours des 10 prochaines ann\u00e9es.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:2%;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type fusion-has-button-gradient\" style=\"--button_accent_color:#85a7d3;--button_border_color:#85a7d3;--button_accent_hover_color:#ffffff;--button_border_hover_color:#85a7d3;--button_gradient_top_color:rgba(255,255,255,0);--button_gradient_bottom_color:rgba(93,66,119,0);--button_gradient_top_color_hover:#85a7d3;--button_gradient_bottom_color_hover:#85a7d3;\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/rmgroup.com\/wp-content\/uploads\/2021\/09\/Emprunts-hypothe\u0301caires-a\u0300-long-terme_09.2021.pdf\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Lire l&#8217;int\u00e9gralit\u00e9 de l&#8217;article<\/span><i class=\"fa-file-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-4466","post","type-post","status-publish","format-standard","hentry","category-prets-hypothecaires-de"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Emprunts hypoth\u00e9caire \u00e0 long terme, quelle maturit\u00e9 privil\u00e9gier? - RMG<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rmgroup.com\/de\/2021\/09\/06\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emprunts hypoth\u00e9caire \u00e0 long terme, quelle maturit\u00e9 privil\u00e9gier? - RMG\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rmgroup.com\/de\/2021\/09\/06\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\/\" \/>\n<meta property=\"og:site_name\" content=\"RMG\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-06T10:29:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-15T11:26:52+00:00\" \/>\n<meta name=\"author\" content=\"Nicolas Foulquier\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nicolas Foulquier\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/\"},\"author\":{\"name\":\"Nicolas Foulquier\",\"@id\":\"https:\\\/\\\/rmgroup.com\\\/#\\\/schema\\\/person\\\/1fa70350ed8e984b3b4f9ed46f43eec5\"},\"headline\":\"Emprunts hypoth\u00e9caire \u00e0 long terme, quelle maturit\u00e9 privil\u00e9gier?\",\"datePublished\":\"2021-09-06T10:29:25+00:00\",\"dateModified\":\"2021-09-15T11:26:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/\"},\"wordCount\":591,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/rmgroup.com\\\/#organization\"},\"articleSection\":[\"Pr\u00eats hypoth\u00e9caires\"],\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/\",\"url\":\"https:\\\/\\\/rmgroup.com\\\/de\\\/2021\\\/09\\\/06\\\/emprunts-hypothecaire-a-long-terme-quelle-maturite-privilegier\\\/\",\"name\":\"Emprunts hypoth\u00e9caire \u00e0 long terme, quelle maturit\u00e9 privil\u00e9gier? 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