FINANCING
REAL ESTATE
Solutions built around your real estate projects
Buying a property or refinancing or restructuring your mortgage portfolio requires bespoke, flexible, strategic solutions. We will be by your side every step of the way to ensure we fully understand every aspect of your requirements. You can count on our long-standing experience, our in-depth understanding of financial solutions, and our diverse network of partners (banks, pension funds, financial investors, specialised lawyers).
”A detail today can become a big deal tomorrow.”
With us
Receive our comprehensive analysis of your project
Build a realistic financing plan and a convincing credit file
Set very long-term interest rates (25 years) and lock them several years in advance
Adjust the interest expenses on your real estate assets in line with their activities
Implement an interest rate risk hedging strategy
Reduce your financial expenses
Optimise your borrowing capacity and your loan-to-value ratio
Ease your repayment constraints
Reorganise your derivatives
Case study
Mortgage refinancing and increase in cash holdings
Non-profit association
Optimise loan-to-value ratios and available funds, reduce interest expenses
Family office investment fund
Mortgage restructuring and optimisation of real estate investment vehicles
Family with a considerable real estate portfolio
LOMBARD LOANS
Open the door to opportunities
When returns are low, Lombard loans offer many ways of bringing a project to life, financing the purchase of a property, seizing an investment opportunity or increasing the return on your assets, provided the financial and contractual risks are correctly measured and negotiated. We will help you establish a risk policy suited to your profile, negotiate optimum financial and contractual terms and conditions, and ensure that the ratio between a loan and its guarantees remains fair over time.
With us
Set the aims of your Lombard loan policy
Review the contractual terms of your existing loans
Negotiate favourable and resilient Lombard loan terms
Optimise the term, amount and currency of the loan in line with your objectives
Ensure maximum flexibility for your Lombard loan
Take out a loan that fits in with your wealth structure
Limit the risks arising from your borrowing strategy
Maximise the return on your investment and the diversification potential
Case study
Reduction in the risk profile of a Lombard loan
Family Office
Financing for the purchase of luxury real estate
Private investor / UHNWI
Creation of a bespoke investment portfolio
Resident family subject to expenditure-based taxation
STRUCTURED LOANS
Solutions tailored
to all asset profiles
With a constant eye on financial markets, we offer competitive, ingenious ways of creating financial resources suited to a wide range of asset profiles. We design financing solutions that incorporate both your liquid and your long-term assets.
With us
Develop a financing strategy tailored to your assets
Obtain financing for illiquid assets
Determine your optimum financing capacity
Negotiate favourable terms and specific conditions for your assets
Find a private lender
Financing for illiquid assets
If you have significant financial or real estate investments, we can help you monetise the most illiquid portions your to increase their returns. The funds obtained through a loan guaranteed by an equity investment can be used to create a portfolio of more liquid assets or simply to raise cash. For example, a luxury property or an equity investment can be used to raise the capital needed to make an investment that will generate sufficient returns to cover your expenses.
Private debt
We propose bridge loans, mezzanine loans, and second mortgages to complement mortgage facilities or as an alternative to bank loans.
Case study
Financing for financial investments
Family Office
Private debt
Family Office